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Don’t Fill Up on Chips: A Lesson on Opportunity Cost

Have you ever found yourself at a Mexican restaurant, diving into a basket of chips and salsa before your meal even arrives? While these complimentary snacks are delicious and easy to indulge in, they often leave you feeling hardly hungry enough for your actual meal. This familiar experience offers a crucial lesson in personal finance: […]

Two Financial Lessons Inspired by Lou Holtz

Football Sitting on a Football Field

The sports world recently said goodbye to coaching legend Lou Holtz, who passed away on March 4th, 2026. His passing has led many to reflect on the lasting impact he made. Holtz was known not only for his success on the field but also for the wisdom he imparted that stayed with people long after […]

Spring Real Estate Market: Your Guide to Buying and Selling

Spring is the peak season for the residential real estate market. As the weather warms, curb appeal improves, more homes become available, and families aim to relocate before the new school year begins. Buyers motivated by early-year goals or those who receive tax refunds and bonuses often dive into the market during this season as […]

Why I Became A Financial Advisor

Like many people, I have not always had a clear vision of where my career would ultimately lead. I grew up in a family of medical providers, so for a long time, I assumed I would follow a similar path. However, that expectation quickly faded when I realized two things: I don’t particularly handle blood […]

Sweethearts & Spending: A Financial Checklist for Couples

Valentine’s Day is a moment to appreciate love and your relationships. While money isn’t the most romantic topic, it is one of the most practical ones because it affects so many of the decisions you make together. This simple financial checklist is designed to help married couples create clarity, work together, reduce surprises, and avoid […]

New Year Financial Reset: A Checklist for the Season Ahead

Woman holding sparkler

In college football, the end of the season brings a familiar routine: coaches review film, evaluate the roster, make adjustments, and quickly begin preparing for what’s next. The past season, good or bad, becomes a learning tool, not a destination. The start of a new year can serve a similar purpose in your financial life. […]

Financial Lessons from College Football’s Coaching Carousel

Every December, the college football world turns into controlled chaos. Rumors fly, coaches jump from one program to another, surprise hires appear out of nowhere, and fanbases refresh social media like it’s an Olympic sport. Whether it’s a rising coordinator landing a big job, a high-profile coach holding a press conference to deny rumors, or […]

“6-7” Year-End Financial Planning Tips for 2025

If you’re a parent like me, or a grandparent, you’ve probably heard your kids or grandkids running around the house shouting “6-7!” multiple times a day and at any opportunity that presents itself. I’ve asked people of all ages what it means, and, after a few confusing explanations, I’ve finally accepted two things: I’m officially […]

How Recent Graduates Can Build a Strong Résumé

Still job hunting after graduation? You’re not alone. Stepping into the professional world with limited experience can be intimidating, especially in a cooling job market influenced by factors like the recent loss of 350,000 federal jobs due to DOGE-related reductions. Since founding The Welch Group over forty years ago, I’ve reviewed hundreds of résumés, interviewed […]

5 Key Areas to Focus on for Your 2025 Financial Goals

For me, the beginning of a new year always feels like a fresh start. It’s a chance to reflect on the past year – what you’ve accomplished and what you didn’t – and set meaningful goals for the year ahead. As we dive into 2025, consider these five areas as you create your goals: 1. […]