Category: Investing

Navigating Uncertain Markets

The uncertainty in the current market environment gives us many things to think about, and it can be challenging to make sound financial judgments.  With the continuous drumbeat of concern over political disputes, Federal Reserve monetary/interest rate policy, inflation, and Covid-19, it can be difficult to know how best to allocate ones’ capital.  In times […]

Borrow on a 30-Year Mortgage and Invest the Difference?

On the popular social media site, Tik Tok, a recently circulated video has gained a lot of notice.  Its premise is that a smart financial move is to take out a 30-year mortgage on your home instead of a 15-year mortgage and invest the difference.  The video distinguishes between a 15- year mortgage and a […]

Ask the Right Questions of Your Financial Advisor

If you want to achieve financial freedom by retirement age or earlier, you are going to have to invest a lot of money.  To invest successfully, you will need to spend the time learning how to invest or hand over at least a portion of the responsibility to a professional investment advisor.  Choosing an advisor […]

Don’t Sleep On Deflation

With a promising vaccination answer to the Covid-19 pandemic in sight, economic activity is on the rise, and trillions of dollars in fiscal stimulus are coming to aid the recovery effort. There is certainly reason for optimism about the near-term future of the economy.  However, the economy’s seemingly good news is not necessarily good news […]

Investing: A Game of Probabilities

One of the hardest things for many to understand about investing is the fact there are no certainties.  Investing is a probabilities game, and we must continuously attempt to allocate capital in a way that gives us the highest probability of success over the short, near, and long term.  There are various techniques used to […]