Category: Our Commentary

Do You Have A Will?

Forty-six-year-old Tony Hsieh was the CEO of Zappos, the popular online shoe and clothing company that became famous for its ‘no-shipping costs’ service strategy.  Tony had a net worth estimated at $840 million and was an extremely bright individual.  Unfortunately, he passed away from burn injuries sustained in a house fire in November of last […]

Is Your Safety Net Sufficient?

An unfortunate reality today is the staggering amount of people living paycheck to paycheck without a proper emergency cash reserve, or safety net, to get them through times of financial instability.  A recent CNBC article stated that since the Covid-19 pandemic began, approximately 63% of Americans live paycheck to paycheck, and approximately 80% of Americans […]

Investing: A Game of Probabilities

One of the hardest things for many to understand about investing is the fact there are no certainties.  Investing is a probabilities game, and we must continuously attempt to allocate capital in a way that gives us the highest probability of success over the short, near, and long term.  There are various techniques used to […]

Answer These Five Questions For Big 2021 Goals

2020 will soon be behind us. WHEW! It has been a year no one will forget, and I think everyone is looking forward to 2021 with a lot of hope and positive expectations. If you want to take control of your results and make 2021 your best year ever, now is the time to focus […]

COVID Stimulus Part 2

Earlier this year, Congress passed a $2 trillion stimulus package to provide financial relief to individuals and small businesses due to the economic impact of COVID-19.  Over the weekend, a second $900 billion package was approved in a non-partisan fashion in the house and senate.  Here are some of the key components: $600 direct checks […]

Tis The Season For Giving…A Better Education!

Because of COVID, online sales are skyrocketing compared to last year, and I hope everyone will focus on shopping locally online. Local merchants need our help. While everyone is in the mood for giving, I think we could all agree that one of the greatest gifts a person can receive is the gift of the […]

What’s In Your Wallet?

We previously covered what not to keep in your bank safe deposit box.  With the holidays upon us, and shopping at a yearly high, the potential for losing a wallet or purse increases. There are several items you should consider to not keep in your wallet or purse, which if lost or stolen could become […]

Best Money Strategy For Holiday Spending

Black Friday has come and gone. How did you do? With so much misery caused by the pandemic this year, folks are looking to spread some good cheer, and I expect holiday gift spending to hit records. According to Adobe analytics, weekend shopping surged almost 22% to a record $9 Billion this year. Cyber Monday […]

Revive Plus Grant Relief Program For Small Businesses

On November 18, Governor Kay Ivey announced a $200 million COVID-19 relief grant program, called Revive Plus. The program allows Alabama-based businesses with fifty or fewer employees, Alabama-based non-profits, and Alabama-based faith-based organizations to apply for grants up to $20,000 to reimburse business interruption expenses. This grant program is in addition to any previous state […]

What Do You Keep in Your Safe Deposit Box?

In a world of electronic recordkeeping and legal digital signatures, bank safe deposit boxes are a bit old-school. However, they still exist, and many people still depend on them for the safekeeping of a variety of items important to them. There are some items people often keep, but should not, in their safe deposit box […]