Category: Personal Finance

Low Mortgage Rates: Love Them Or Hate Them

According to a leading measure of U.S. residential real estate prices, the S&P CoreLogic Case-Shiller Home Price Index, home prices rose 11.2% year over year in January.  With a limited supply of new homes on the market, increased demand from ultra-low interest rates, and stay-at-home dynamics due to Covid-19, the conditions are perfect for higher […]

Two Surprises From The American Rescue Plan


By now, if you are eligible, you have likely received your $1,400 stimulus check as promised under the $1.9 trillion America Rescue Plan (ARP). For additional information on the ARP, review last week’s article CLICK HERE.  If you have not received your check, visit, or follow the direct link to GetMyPayment. With the ARP, […]

Three Stimulus Check Questions

Stimulus checks began going out on March 17th as part of the $1.9 trillion American Rescue Plan Act of 2021. Here is a summary of what you might expect to receive: $1,400 per individual. $1,400 stimulus payment for Joint filers with AGI under $150,000; single filers under $75,000.  Joint-filer phaseout = $160,000; single-filer phaseout = […]

Avoid The Financial Curse of Comparison

Why do we feel the need to compare ourselves to others?  The obvious answer is that we feel it provides us a “benchmark” to formulate future choices and behaviors. But why do we allow others to drive our actions?  Why not establish our own internal benchmarks and be content with our ability or inability to […]

New PPP Loans Focus on Smallest Business Owners

According to the Wall Street Journal, the federal government will offer a revised PPP (Paycheck Protection Program) loan program tailored specifically to small business owners with less than 20 employees.  The goal is to focus on access to PPP loans for small companies, including minority-owned businesses and businesses within underserved communities that may not have […]