Retirement marks a new chapter both in your life and your financial planning. Without a regular paycheck coming in, how you manage your investments becomes critical. Making mistakes during this stage of life can have lasting consequences, but having the right mindset and strategies in place can help you protect your financial future, generate a […]
It’s open enrollment season, and as you review your health insurance options, you might see the term “Health Savings Account” or HSA. These accounts are tax-advantaged savings tools designed to help people with high-deductible health plans (HDHPs) manage their healthcare costs more effectively. Are you wondering if an HSA could work for you? Let’s take […]
In a world where so much of our personal information is online, keeping it safe is more important than ever. Imagine finding out someone has used your credit or even opened new accounts in your name—that’s what identity fraud can look like, and it can lead to stress and financial losses. The good news? A […]
Retirement is an exciting chapter in life, but managing your money during this time can feel a bit daunting, especially when it comes to larger expenses like vacations, buying a car, or renovating your home. Unlike when you were working, your income in retirement may be fixed, and pulling from your savings or investments can […]
Buying a second home can be exciting and feel like a dream come true, but with today’s rising home prices and ongoing upkeep costs, it’s essential to take a step back and evaluate the full picture before diving in. Here are a few key things to consider before making this major decision: Financial Factors Property […]
With open enrollment for Medicare starting on October 15th, it’s crucial to review the changes coming to Medicare plans in 2025. These changes are significant, marking the most substantial updates since Part D plans were first introduced in 2006. Whether you’re on a Medicare Part D or Medicare Advantage plan, it’s essential to understand these […]
Amazon kicks off the holiday shopping season with Prime Big Deal Days on October 8th and 9th – one of the biggest shopping events of the year. With exclusive deals for Prime members, it’s a great time to save big on the items you’ve been eyeing. But with so many deals, how do you make […]
With short-term interest rates still at the highest levels in the past 15 years, managing your cash wisely is more important than ever. Essentially, good cash management involves finding a balance between having enough liquidity for your cash flow needs and generating a reasonable return on your cash. As you fine-tune your cash management strategy, […]
Football season is back, and fans are gearing up for tailgates, debating big plays, and celebrating wins. But beyond the excitement of touchdowns and tackles, there are striking similarities between the strategies used on the football field and the principles of personal finance. The Game Plan: Assessing Your Position and Setting Goals Just like football […]
For many, retirement is about freedom – having the time and, hopefully, the monetary resources you need to enjoy life on your own terms. Unfortunately, we too often focus solely on the financial side and overlook many of the other important aspects of retirement. Below are a few tips to help you retire on good […]