Year: 2021

Low Mortgage Rates: Love Them Or Hate Them

According to a leading measure of U.S. residential real estate prices, the S&P CoreLogic Case-Shiller Home Price Index, home prices rose 11.2% year over year in January.  With a limited supply of new homes on the market, increased demand from ultra-low interest rates, and stay-at-home dynamics due to Covid-19, the conditions are perfect for higher […]

Where To Keep An Emergency Fund

Our last SquareOne blog discussed the minimum amounts of emergency funds to be saved based on your unique situation. We also established some guidelines for how much cash you should set aside for unexpected life events that can significantly impact your financial well-being. This week, we’ll discuss the types of accounts you can use to […]

Two Surprises From The American Rescue Plan

taxes

By now, if you are eligible, you have likely received your $1,400 stimulus check as promised under the $1.9 trillion America Rescue Plan (ARP). For additional information on the ARP, review last week’s article CLICK HERE.  If you have not received your check, visit www.IRS.gov, or follow the direct link to GetMyPayment. With the ARP, […]

Three Stimulus Check Questions

Stimulus checks began going out on March 17th as part of the $1.9 trillion American Rescue Plan Act of 2021. Here is a summary of what you might expect to receive: $1,400 per individual. $1,400 stimulus payment for Joint filers with AGI under $150,000; single filers under $75,000.  Joint-filer phaseout = $160,000; single-filer phaseout = […]

Don’t Sleep On Deflation

With a promising vaccination answer to the Covid-19 pandemic in sight, economic activity is on the rise, and trillions of dollars in fiscal stimulus are coming to aid the recovery effort. There is certainly reason for optimism about the near-term future of the economy.  However, the economy’s seemingly good news is not necessarily good news […]

Avoid The Financial Curse of Comparison

Why do we feel the need to compare ourselves to others?  The obvious answer is that we feel it provides us a “benchmark” to formulate future choices and behaviors. But why do we allow others to drive our actions?  Why not establish our own internal benchmarks and be content with our ability or inability to […]