Year: 2019

Fourth Quarter Financial Planning Series: INVESTING

As we head towards 2019 year-end, what are the most important financial planning tips and tasks for you to consider to ‘finish well’ and set yourself up for a successful new year?  In this series, we’ll tackle areas such as: Investing Cutting taxes Cutting insurance costs Completing an estate plan review INVESTING Grab the match. […]

CD’s Can Be Risky!

Everybody knows bank CD’s are safe, right?  Not so fast…  In today’s financial environment, CD’s face some unexpected risks that you should consider before automatically renewing your CD when it matures. An internet search of current rates from two of our largest banks (Birmingham, AL) for a 1-year CD revealed rates of 0.10% (APR).  Investing […]

Medicare – What You Must Do Right Now

If you are on Medicare, it is that time of the year again!  It is time to review plans to ensure you are on the best plan and making changes could save you thousands of dollars.  Deadline for making changes for 2020:  Medicare open enrollment begins on October 15th and ends on December 7th. Options […]

Retirees: Avoid These 3 Common Mistakes

There is something very comforting about receiving paychecks.  What I’ve observed is that many workers are less concerned with the ups and downs of the stock and bond markets as long as they have the security of a steady paycheck.  All of that changes once they retire.  No more paycheck and the thought of a […]