Personal Finance

Your Emergency Cash Reserve

Why You Need It One of the few certainties in life is uncertainty itself.  When it comes to your personal finances, it is critical to build and maintain a ready cash reserve that can be used to address the inevitable, unexpected expenses that all of us encounter.  Who can predict the timing of significant family […]

Tax Season Scams on the Rise

taxes

April 15th seems far away, but scammers are working overtime to beat you to the tax filing deadline so they can steal your money.  One of the new reported trends involves ransomware attacks on tax preparers.  They force tax preparers to pay a fee to ‘release’ their files then use the stolen client information to […]

Why Not Loan Money to Family & Friends?

Joyful mother and father looking at young son and daughter in kitchen while mixing ingredients in a bowl

If you have money or people suspect you have money, you will eventually have someone ask you for a loan.  Most likely, that person will be someone you both know well and care about.  Emotionally you may have a strong desire to help, but should you?  After forty-something years of watching this scenario play out […]