Personal Finance

Avoid The Financial Curse of Comparison

Why do we feel the need to compare ourselves to others?  The obvious answer is that we feel it provides us a “benchmark” to formulate future choices and behaviors. But why do we allow others to drive our actions?  Why not establish our own internal benchmarks and be content with our ability or inability to […]

New PPP Loans Focus on Smallest Business Owners

According to the Wall Street Journal, the federal government will offer a revised PPP (Paycheck Protection Program) loan program tailored specifically to small business owners with less than 20 employees.  The goal is to focus on access to PPP loans for small companies, including minority-owned businesses and businesses within underserved communities that may not have […]

Financial Fraud: Could It Happen To You?

Financial Fraud is rampant and sophisticated.  In the past six months, I know of five cases close to home where people were almost victims of financial fraud. An overview of some of the types of financial fraud shows just how sophisticated and widespread the attacks are. Some cases involve a scammer hacking into a person’s email. […]

Is Your Safety Net Sufficient?

An unfortunate reality today is the staggering amount of people living paycheck to paycheck without a proper emergency cash reserve, or safety net, to get them through times of financial instability.  A recent CNBC article stated that since the Covid-19 pandemic began, approximately 63% of Americans live paycheck to paycheck, and approximately 80% of Americans […]

Answer These Five Questions For Big 2021 Goals

2020 will soon be behind us. WHEW! It has been a year no one will forget, and I think everyone is looking forward to 2021 with a lot of hope and positive expectations. If you want to take control of your results and make 2021 your best year ever, now is the time to focus […]