Our Commentary

Choosing the Right Financial Planner for Your Needs 11/17/07

  Choosing the Right Financial Planner for Your Needs 11/17/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 11/17/07 Choosing the Right Financial Planner for Your Needs 11/17/07   “Choosing the Right Financial Planner for Your Needs” 11/11/07   In last week’s column I reviewed the six steps in the financial planning […]

What is Financial Planning? 11/4/07

What is Financial Planning? 11/4/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 11/4/07 What is Financial Planning? 11/4/07 “What Is Financial Planning?” 11/04/07   Over the past thirty-plus years the business of financial planning has matured into a mainstream profession.  Today there are more than 56,000 professionals who hold the Certified […]

Don’t Wear Your Raincoat in the Shower 10/28/07

Don’t Wear Your Raincoat in the Shower 10/28/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 10/28/07 Don’t Wear Your Raincoat in the Shower 10/28/07 10/28/07   Does it make sense to invest your IRA through an annuity?  Annuities continue to be sold in record numbers…often within an IRA.  While annuities do […]

Employer Stock in Qualified Plan Creates Tax Benefits 10/21/07

Employer Stock in Qualified Plan Creates Tax Benefits 10/21/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 10/21/07 Employer Stock in Qualified Plan Creates Tax Benefits 10/21/07 “Employer Stock in Qualified Plan Creates Tax Benefits” 10/21/07   Literally tens of millions of employees own stock in their company retirement plan.  This is […]

My Top 5 Strategies for Your 401k Plan 10/7/07

My Top 5 Strategies for Your 401k Plan 10/7/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 10/7/07 My Top 5 Strategies for Your 401k Plan 10/7/07 "My 5 Top Strategies for Your 401k Plan" 10/7/07   The 401(k) plan has become the foundation for building wealth for retirement of working Americans.  […]

Govenor Riley Declares Financial Planning Week 9/30/07

Govenor Riley Declares Financial Planning Week 9/30/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 9/30/07 Govenor Riley Declares Financial Planning Week 9/30/07 “Governor Riley Declares Financial Planning Week” 9/30/07   If you haven’t planned your financial future, the Financial Planning Association of North Alabama wants to help. Governor Bob Riley has […]

Seven Steps to Finacial Health for Newlyweds 9/23/07

Seven Steps to Finacial Health for Newlyweds 9/23/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 9/23/07 Seven Steps to Finacial Health for Newlyweds 9/23/07 “Seven Steps to Financial Health for Newlyweds” 9/23/07   Summer is a busy time for preachers as couples rush to the altar to formally become newlyweds.  By […]

Perpetuating Family Values 9/16/07

Perpetuating Family Values 9/16/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 9/16/07 Perpetuating Family Values 9/16/07  “Perpetuating Family Values” 9/16/07   Parents who have significant assets often ask me how to use their assets to benefit their children, charities and religious institutions. They often worry that leaving everything outright to children […]

Estate Planning is for Everyone 9/9/07

Estate Planning is for Everyone 9/9/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 9/9/07 Estate Planning is for Everyone 9/9/07 “Estate Planning is for Everyone” 9/9/07   I’m often asked, “Do I need estate planning if I don’t have a lot of money?”  The answer is yes. Estate planning is definitely […]

The Kiddie Tax Revisited 9/2/07

The Kiddie Tax Revisited 9/2/07 Stewart H. Welch III, CFP, AEP Founder, The Welch Group, LLC 9/2/07 The Kiddie Tax Revisited 9/2/07 “The Kiddie Tax Revisited” 9/2/07 Tax planning is like a chess match between the taxpayer and the government. Before 1986, one strategy often used by high tax bracket taxpayers to save on their […]