Our Commentary

With the April 15 tax filing deadline looming, it is decision time for one of your biggest tax decisions. April 15th is the deadline for contributing to an Individual Retirement Account for calendar year 2008. With the stock market pounded into submission, now is an excellent time to load up on stocks. You’ll need to decide if you […]

I have been surprised at the extent of the government’s intervention in the capital markets. But the first time I felt true fear and total astonishment was last week when the House of Representatives passed a bill that would levy a 90% income tax on AIG employees who received bonuses. As taxpayers who have invested heavily in […]

With millions of Americans having lost their jobs over the past year one of the biggest concerns is keeping health insurance. Your worst nightmare would be to lose your job, lose your health insurance and then have a major health problem. The result could spell financial ruin for you and your family. And this exact scenario is playing […]

Pac-Man was a wildly popular video game different from the shooter advance games kids play with even the help of overwatch boosting, in this pac-man game the friendly little sponge ball suddenly turns into a set of sharp teeth chomping away and destroying every thing in its path. It kind of reminds me of the Alabama […]

Looking for a little sunshine in a sky filled with storm clouds? With our economy in a tailspin, the silver lining is that mortgage interest rates are low enough to revisit whether refinancing would be a good financial move for you. Interest rates for 15-year loans are in the 4.5% range while 30-year mortgage rates can be […]

Two weeks ago, President Obama signed into law one of the most expansive spending and stimulus packages since The Great Depression. The $787 billion package is expected to save or add three million jobs. The question on everybody’s mind is, “Will it work?” At this point unemployment is the proverbial ‘snowball rolling down hill’ and you can bet […]

We all know that our nation’s banks are in deep trouble, but who would have guessed that they might actually go away? This past Sunday on ABC’s program This Week, Senator Lindsey Graham said, “I think if you put most of our major banks under a stress test, they are going to fail. This idea of nationalizing […]

Last week I began a discussion about how the nearly $2 trillion that the government is injecting into our financial system and economy will produce a short-term recovery in the stock market and our economy as well as reduce unemployment but will also create longer-term challenges. Here’s the rest of the story along with a few […]

Virtually every important economic indicator is headed south with no abatement in sight. In response, President Obama and the Democratic controlled Congress is proposing the largest economic stimulus package in history and my guess is that there will be additional stimulus packages to follow. The stimulus package passed by the house two weeks ago received no Republican […]

The stock market and the economy appear to be vying for first place in the contest for best swan dive in modern history. So far, it appears to be a tie. As a result, shell shocked workers find themselves worried about their jobs as well as paralyzed about what to do with their 401k retirement plan. Seeing your […]