Reader Question: My husband and I are 61 years old and I just retired last month. We are interested in the Long-Term Care (LTC) policies that include an insurance death benefit if you don’t use it for LTC. No one in either of our families has used LTC and we are still quite healthy. My […]
Long-Term Care Insurance Industry Experiencing Chaos
Money Quiz Revisited
Last week my column titled, The Money Quiz, created a bit of controversy particularly surrounding my formula for determining if you are ‘on track’ net worth wise, to becoming financially free by retirement. Here’s what I said under point number six in the quiz: Is your net worth on track? In order to become financially […]
The Money Quiz
According to the recently released National Financial Capability Study, Americans are feeling much better about their current personal finances. I’m a ‘glass half full’ kinda guy myself so I’m glad folks are feeling more optimistic about their money. Unfortunately, I’ve noticed that along with this new-found optimism, savings rates are beginning to fall after rising […]
Advice for College Graduates- Part II
Last week, I began a discussion about twelve key ‘wisdoms’ for college graduates who want to thrive as they transition from college life to the business world. If you missed last week’s column, visit the Resource Center at www.WelchGroup.com; click on ‘Links’; then ‘Stewart’s Column’. Avoid bad debt around owning a car. I once had […]
Advice for College Graduates- Part II
Last week, I began a discussion about twelve key ‘wisdoms’ for college graduates who want to thrive as they transition from college life to the business world. If you missed last week’s column, visit the Resource Center at www.WelchGroup.com; click on ‘Links’; then ‘Stewart’s Column’. Avoid bad debt around owning a car. I once had […]
Advice for College Graduates- Part I
As I reflect back on my college years I mainly remember how much fun it was and then once I entered the ‘real world’ feeling a bit shocked at the reality of it all. There is definitely a feeling of leaving one world and entering another completely different one. I also remember receiving very little […]
Advice for College Graduates- Part I
As I reflect back on my college years I mainly remember how much fun it was and then once I entered the ‘real world’ feeling a bit shocked at the reality of it all. There is definitely a feeling of leaving one world and entering another completely different one. I also remember receiving very little […]
Summer Fun Without Financial Pain
Hopefully, you got your summer off to a terrific start over the Memorial Day weekend. Now, you’re probably looking forward to some more long weekends or a real vacation. Of course, you deserve to have fun this summer but don’t throw financial caution to the wind. Here are some tips to help keep your finances […]
Summer Fun Without Financial Pain
Hopefully, you got your summer off to a terrific start over the Memorial Day weekend. Now, you’re probably looking forward to some more long weekends or a real vacation. Of course, you deserve to have fun this summer but don’t throw financial caution to the wind. Here are some tips to help keep your finances […]
The Roth-Child Strategy
How would you like to help your child blaze a path towards becoming a multimillionaire and teach them the value of hard work and the importance of saving for the future all at the same time? Here’s a concept that I call The Roth-Child Strategy… a play on words related to the famous Rothschild family. […]