We are long overdue for a reality-check related to retirement savings. Research shows that the average savings for a 50-year-old is $43,797. Imagine trying to retire on that amount of money! As I speak with people, most know that they are under-saving for retirement but many don’t know where to start, how to invest their […]
Retirement Savings – Rules of Engagement
Umbrella Liability Insurance- How Much is Enough?
It was a blue-sky Colorado day as my clients were driving to the airport after a week of snow skiing when they hit a patch of ice causing their car to veer into the oncoming lane. Fortunately my clients and their children had buckled their seatbelts…unfortunately the two ladies in the oncoming car had not. […]
First-Year College Students Financial Checklist – Part II
Last week, I began a discussion about the top 10 tips for college students. If you’d like to review that column, go to the Resource Center at www.welchgroup.com then click on ‘Stewart’s Column’. Here are the remaining 5 tips: You’ll likely get bombarded with credit card offers in the mail. Companies know that the students […]
First-Year College Students Financial Checklist – Part II
Last week, I began a discussion about the top 10 tips for college students. If you’d like to review that column, go to the Resource Center at www.welchgroup.com then click on ‘Stewart’s Column’. Here are the remaining 5 tips: You’ll likely get bombarded with credit card offers in the mail. Companies know that the students […]
First-Year College Students Financial Checklist – Part I
With summer fast coming to a close, many once high school grads are about to declare “independence day” as first-year college students. Along with increased freedom comes increased responsibility. You can offer a helping hand by sharing these 10 top financial tips with your favorite college student: Whether you are paying your way with a […]
First-Year College Students Financial Checklist – Part I
With summer fast coming to a close, many once high school grads are about to declare “independence day” as first-year college students. Along with increased freedom comes increased responsibility. You can offer a helping hand by sharing these 10 top financial tips with your favorite college student: Whether you are paying your way with a […]
6 Best Tax Moves Right Now
Most people wait until the April 15th tax-filing deadline is near and then rush around to gather their tax records and file their return which is both chaotic and stressful. Why not take a minute now to do a little planning and make next year’s tax filing season so much easier? Here are your six […]
Advice for College Students- 5 Pathways to Millionaire Status
While some young adults enter college knowing their pathway- they know they want to be a veterinarian, an engineer, a doctor, a lawyer, an accountant; most just simply show up and start taking classes without much thought of the future. I want to encourage all students to take a moment and consider what lifestyle you’d […]
There’s a New Scam in Town!
Last week I received a call from a client who was panicked after receiving a call from an IRS agent saying he owed taxes and must pay immediately or face having his bank account frozen or potentially have his home seized. When my client didn’t immediately agree to pay the taxes due, the agent demanded […]