Our Commentary

Soon, thousands of college students across America will be graduating and seeking employment.  Soon afterwards, the government will come knocking on their doors asking them to begin making payments on their student loan debt.  As most people are well aware, the job market for graduates remains tight with many graduates having to settle for lower […]

Legendary musician, Prince, recently died suddenly at age 57.  Prince had a reputation as a meticulous businessman and had accumulated an estate worth $300 million.  It’s inconceivable that he would never take the time to draw a last will and testament, but that’s exactly what happened.  My best guess is that as a result, his […]

You’ll likely spend approximately one-third of your life living out your retirement years so you want it to be a great experience.  Having no money or little income is not my idea of a pleasant experience.  Here are five strategies to help boost your retirement income: Trifecta Investing Strategy. If you fall into the twenty, […]

A decade or so ago, there wasn’t a lot of discussion about how healthcare costs could ruin a perfectly good retirement planning strategy.  What has changed is the massive numbers of Baby Boomers headed for the retirement exits along with steeply rising healthcare costs.  In today’s world, projected healthcare costs during retirement deserves to be […]

I was shocked that, what seemed like in the middle of the night, members of both parties in Congress passed legislation soon ending two of the best Social Security claiming strategies.  The first is called ‘File and Suspend’.  As an example, let’s assume a married couple, both age sixty-six (full retirement age for Social Security) […]

We all hear successful people speak of the importance of having goals but most people either don’t have goals or the goals they do have are vague, not written down or not followed.  So I thought it would be fun and instructive for you to follow me and one of my goals.  I want to […]

More and more people are considering pursuit of the dream of owning their own business so they can control their own financial destiny.  It also happens to be the number one path to wealth creation. One advice, to secure everything you have, you must attend some proper seminars on WindWard Private Wealth Management. Unfortunately, the […]

To achieve higher levels of wealth you’ll need to start by learning three basic things: Learn to love saving. A wise lady once told me ‘Sleep on it before you buy it!’  Much of what we spend money on adds very little value to our lives in the long term.  It’s simply ‘impulse’ buying.  Your […]

In my column last week, I discussed how to get started investing with as little as $1 a month.  This week, let’s look at the five Stages of Wealth and determine how much you must accumulate to become financially independent. In my upcoming book, “The Fundamentals of Wealth Creation” (publish date: 2017), I discuss the […]

Think of someone you know who is rich.  How did they get there?  Well, one day they had a hundred dollars and decided not to spend it, but to invest it instead!  Over the decades I have spoken to hundreds of people who simply feel lost regarding how and where to invest.  They don’t know […]