As we approach nine years of a bull market, it’s important to pause and review the keys to successful investing over a lifetime. Success in a bull market is not that difficult but creating success over a lifetime is a challenge that most individual investors will fail…and fail miserably. According to one study, the average […]
With the new tax law, you need to start planning your 2018 charitable giving now versus year-end. While the decision to give to charity is typically not driven by the tax benefits received, you still want to ensure you are maximizing your tax savings each year. The new tax law nearly doubled the standard deductions […]
It’s impossible to measure the human toll and financial impact the opioid crisis is having on families across America but addressing this problem is one of America’s most critical issues. Last year, more people died from drug overdose (66,000 estimated) than American service people killed in the entire Vietnam War! The annual number for opioid […]
In just a couple of months hundreds of thousands of young adults will be headed for college…and facing ever-rising tuition and fees. The average annual cost for a public college is around $25,000 and you can expect about double that amount for private colleges. Many college students are taking five years to complete their college […]
What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”. Rule: Power Up Your Bucket List Somewhere along the way you’ve heard someone talk of their ‘bucket list’. It’s a list of all the things they dream of accomplishing if they had the time […]
The Securities and Exchange Commission (SEC) has placed a bulls-eye on brokers who they believe are overcharging their clients in violation of their fiduciary duty. This is a pro-consumer initiative that has some brokers scrambling to determine if they are affected. On February 12th, 2018, the SEC Division of Enforcement announced the ‘Share Class Selection […]
What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”. As I’ve mentioned many times, success is not necessarily about wealth accumulation. We all know someone who is very successful financially, but who is very unhappy in life. One example is J. Paul Getty, […]
For most people and most situations, investing in a mix of Equities (stocks) and Fixed Income (money market, bonds and certificates of deposit) will make the most sense. You need stocks for long-term growth and fixed income investments as a counter-weight to a volatile stock market and as a source of income in the form […]
In last week’s column, I discussed the “7 Keys to a Killer Job Interview”. Once you’ve got that new job, here are the six habits for becoming a super star employee: “Lights on…lights off”. Do you remember the movie, ‘The Karate Kid’? One of the most memorable scenes was when master martial artist, Mr. Miyagi, […]
The U.S. economy is strong and that’s great news for job seekers because companies are hiring! However, it’s still a competitive job market and those who have the best interview skills are going to get the best jobs. Being good at a job interview is a skill that can be learned. Here are my seven […]