One of the hardest things for many to understand about investing is the fact there are no certainties. Investing is a probabilities game, and we must continuously attempt to allocate capital in a way that gives us the highest probability of success over the short, near, and long term. There are various techniques used to […]
2020 will soon be behind us. WHEW! It has been a year no one will forget, and I think everyone is looking forward to 2021 with a lot of hope and positive expectations. If you want to take control of your results and make 2021 your best year ever, now is the time to focus […]
Earlier this year, Congress passed a $2 trillion stimulus package to provide financial relief to individuals and small businesses due to the economic impact of COVID-19. Over the weekend, a second $900 billion package was approved in a non-partisan fashion in the house and senate. Here are some of the key components: $600 direct checks […]
Because of COVID, online sales are skyrocketing compared to last year, and I hope everyone will focus on shopping locally online. Local merchants need our help. While everyone is in the mood for giving, I think we could all agree that one of the greatest gifts a person can receive is the gift of the […]
We previously covered what not to keep in your bank safe deposit box. With the holidays upon us, and shopping at a yearly high, the potential for losing a wallet or purse increases. There are several items you should consider to not keep in your wallet or purse, which if lost or stolen could become […]
Black Friday has come and gone. How did you do? With so much misery caused by the pandemic this year, folks are looking to spread some good cheer, and I expect holiday gift spending to hit records. According to Adobe analytics, weekend shopping surged almost 22% to a record $9 Billion this year. Cyber Monday […]
On November 18, Governor Kay Ivey announced a $200 million COVID-19 relief grant program, called Revive Plus. The program allows Alabama-based businesses with fifty or fewer employees, Alabama-based non-profits, and Alabama-based faith-based organizations to apply for grants up to $20,000 to reimburse business interruption expenses. This grant program is in addition to any previous state […]
In a world of electronic recordkeeping and legal digital signatures, bank safe deposit boxes are a bit old-school. However, they still exist, and many people still depend on them for the safekeeping of a variety of items important to them. There are some items people often keep, but should not, in their safe deposit box […]
One of the major lessons learned from the Covid-19 crisis is how vulnerable we are as Americans due to our poor underlying health. According to the Organization of Economic Cooperation and Development (OECD), America ranks near the bottom in terms of life expectancy among advanced/industrialized nations and near the top in terms of obesity rates, […]
This presidential election could very well be a flashback to the 2000 presidential election of Bush versus Gore. Does anybody remember the ‘hanging chads’? Bush was declared the early winner, but the Democrats contested the race, which was finally declared in Bush’s favor by the U.S. Supreme Court on December 12, 2000. With an unprecedented […]