The momentous upward move in the price of Bitcoin in late 2020 and early 2021 caused many people to take notice of the cryptocurrency world for the first time. While it is natural for people to be interested in or curious about this new cryptocurrency, it is surprising that people rushed to allocate capital in […]
Christmas is always a magical time of year for youngsters. They have thoughts of Santa, reindeer, toys, and elves dancing in their heads. So what comes to mind if you are a grandparent thinking of the perfect gift for a grandchild? I would like to suggest the best gift any child can receive…the gift of […]
“It is in giving that we receive,” as the saying goes. Thankfully, charitable giving is alive and well in our country. “Why America Gives” by Classy is a recent study that indicates 84% of donors plan to give at levels equal to or higher than charitable gifts made in 2020. I suspect it helps that […]
There is nothing more satisfying than making an investment for your future. One of the most important investments you will make in your life is when you buy a house. When purchasing a home, loans rates are typically less expensive if the home is financed under a conventional loan with mortgage brokerage companies like Fannie […]
One of the biggest concerns currently surrounding markets is inflation and how to defend against it. The search for yield is intense! The Consumer Price Index on all items shows inflation increasing 6% year-over-year, not to mention checking/savings accounts, and most sovereign bonds yield below 2%. One tool that can be effective for your savings […]
We are often reminded of the importance of saving for retirement, but why do so many people let the opportunity slip through the cracks? My experience is that, for many people, current lifestyles tend to soak up all the income. The desire is there, but the free cash flow is not. There is a fresh […]
The frights of Halloween are behind us, but the stock market can still look very scary! YESTERDAY the Dow flirted with an all-time high milestone of 36,000, before ending the day at 35,913. The Dow has elevated drastically throughout history. As a contributor on WBRC Fox 6 for over twenty years, the same question surfaces […]
As Oscar Wilde once said, “With age comes wisdom.” While that may be true to a degree, it is no secret the unfortunate byproduct of advancing age is the deterioration of one’s physical and mental abilities. While diminishing capacity is obvious in some people, it is more subtle in others, leaving them unprotected and vulnerable […]
If you could give a child the gift of a great education at no cost to you, would you do it? If your answer is, “Of course I would!” then you need to learn more about the Alabama Accountability Act (AAA). The Alabama Accountability Act (AAA) AAA allows you to redirect a portion of your […]
The uncertainty in the current market environment gives us many things to think about, and it can be challenging to make sound financial judgments. With the continuous drumbeat of concern over political disputes, Federal Reserve monetary/interest rate policy, inflation, and Covid-19, it can be difficult to know how best to allocate ones’ capital. In times […]