Year: 2011

Paying For College-Part II- June 1, 2008

Last week I discussed how to find free money for students through scholarships and grants. The next best thing to free money is low interest student loans. The federal government provides loan programs for students and parents to finance college costs at low interest rates. Student loans remain the most often sought solution for paying […]

Good News-Bad News Under New Credit Card Law

It’s been just over a year since the new rules under the Credit Card Act of 2009 became effective. What has changed and what does it mean to you? The new law creates more clarity for consumers and ends many of the deceptive practices of the past. Here is a summary of the most important […]

Reverse Mortgages Just Got Better – February 27, 2011

The economic recession that occurred in the wake of the 2008 financial crisis has hit retirees hard.  To prevent a global financial collapse our government slashed interest rates.  As a result, interest rates being paid on typical retiree investments such as CDs, bonds and money market accounts are at an all-time low.  Retirees who depend […]

Why Choose the Alabama 529 College Savings Plan?

I am often asked the question, “What’s the best way to save for my child’s college education?” My answer is invariably the same, “Your best strategy is a 529 College Savings Plan.” Here’s why:   College funding costs a lot of money. If you plan to pay for college for your child, the costs can be staggering so […]

Avoiding an IRS Audit

Taxpayers all across America are busy gathering data for the annual gala called tax filing day! Well, April 15 is not the kind of party that many of us are looking forward to unless you are anticipating a big refund. When it comes to filing your tax return, timeliness and accuracy are very important…timeliness in order to […]

Sign-up for E-Money Report

The weekly eMoney Report includes: 2-Minute Drill. Invest less than 2 minutes of time per week to keep up with what’s happening in the stock market. Then, if you wish, drill down deeper into our market report. Financial Insights. You’ll receive a link to Stewart’s weekly financial column which covers a wide variety of financial […]

Strategic Planning for Unemployed Workers

While there are multiple signs that our economy is on the upswing, over fourteen million people remain unemployed. There are indications that re-employment will be a slow process because many corporations have excess production capacity and federal, state and local governments will be under increasing pressure to cut expenses…including labor.   Many out-of-work people make the […]

5 Tips for Successful Investing

In earlier columns, I’ve suggested that 2011 is likely to be a year of superior returns for the stock market. Now is the time to review your investments and reset your strategy for success. Too often investors allow themselves to be frozen by the fear of what has transpired over the recent past and wait to shift […]

Where to Invest Now- Part II

Now is the time to review your investments and make adjustments based on your view of the opportunities that lie ahead. Last week I discussed strategies for stocks, bonds and inflation. This week we’ll examine real estate, commodities, and gold.    Real Estate. A popular way to invest in real estate is through a real estate investment trust […]