Year: 2009

With the unprecedented generational bear market that has wreaked havoc on investors’ portfolios, this is a good time to review life insurance quotes and determine if you have enough coverage. Remember that you depend on the combination of your investment assets plus your life insurance to make sure your dependants are financially secure should you […]

For most of us, April 15th was a reminder of just how complicated and expensive our current tax system is. The income tax code currently exceeds 67,000 pages filled with such complexity that even the IRS agents give wrong answers to taxpayer’s questions 43% of the time. What if there was a better way…a tax system that […]

Years from now we will look back on this time in history as the sale of the century! Virtually everything is on sale. Let’s look at where your best opportunities are:   New cars. The recession has caused consumers to turn from spenders to savers especially in the area of big ticket items such as automobiles. As a result, […]

With the April 15 tax filing deadline looming, it is decision time for one of your biggest tax decisions. April 15th is the deadline for contributing to an Individual Retirement Account for calendar year 2008. With the stock market pounded into submission, now is an excellent time to load up on stocks. You’ll need to decide if you […]

I have been surprised at the extent of the government’s intervention in the capital markets. But the first time I felt true fear and total astonishment was last week when the House of Representatives passed a bill that would levy a 90% income tax on AIG employees who received bonuses. As taxpayers who have invested heavily in […]

With millions of Americans having lost their jobs over the past year one of the biggest concerns is keeping health insurance. Your worst nightmare would be to lose your job, lose your health insurance and then have a major health problem. The result could spell financial ruin for you and your family. And this exact scenario is playing […]

Pac-Man was a wildly popular video game different from the shooter advance games kids play with even the help of overwatch boosting, in this pac-man game the friendly little sponge ball suddenly turns into a set of sharp teeth chomping away and destroying every thing in its path. It kind of reminds me of the Alabama […]

Looking for a little sunshine in a sky filled with storm clouds? With our economy in a tailspin, the silver lining is that mortgage interest rates are low enough to revisit whether refinancing would be a good financial move for you. Interest rates for 15-year loans are in the 4.5% range while 30-year mortgage rates can be […]

Two weeks ago, President Obama signed into law one of the most expansive spending and stimulus packages since The Great Depression. The $787 billion package is expected to save or add three million jobs. The question on everybody’s mind is, “Will it work?” At this point unemployment is the proverbial ‘snowball rolling down hill’ and you can bet […]

We all know that our nation’s banks are in deep trouble, but who would have guessed that they might actually go away? This past Sunday on ABC’s program This Week, Senator Lindsey Graham said, “I think if you put most of our major banks under a stress test, they are going to fail. This idea of nationalizing […]