Borrow on a 30-Year Mortgage and Invest the Difference?
Borrow on a 30-Year Mortgage and Invest the Difference?
On the popular social media site, Tik Tok, a recently circulated video has gained a lot of notice. Its premise is that a smart financial move is to take out a 30-year mortgage on your home instead of a 15-year mortgage and invest the difference. The video distinguishes between a 15- year mortgage and a […]
Ask the Right Questions of Your Financial Advisor
If you want to achieve financial freedom by retirement age or earlier, you are going to have to invest a lot of money. To invest successfully, you will need to spend the time learning how to invest or hand over at least a portion of the responsibility to a professional investment advisor. Choosing an advisor […]
Defending Against Deflation
Don’t Sleep On Deflation
With a promising vaccination answer to the Covid-19 pandemic in sight, economic activity is on the rise, and trillions of dollars in fiscal stimulus are coming to aid the recovery effort. There is certainly reason for optimism about the near-term future of the economy. However, the economy’s seemingly good news is not necessarily good news […]
Investing: A Game of Probabilities
Investing: A Game of Probabilities
One of the hardest things for many to understand about investing is the fact there are no certainties. Investing is a probabilities game, and we must continuously attempt to allocate capital in a way that gives us the highest probability of success over the short, near, and long term. There are various techniques used to […]
Election And The Market
Better Assumptions = Better Outcomes
Better Assumptions = Better Outcomes
When planning for your financial future, assumptions are one of the most critical factors in the process. While many assumptions are in our control, it is those out of our control that gets us in trouble. In the world of finance, there are no extra points for optimism or pessimism. To give yourself the highest […]