Navigating your twenties involves a whirlwind of experiences, from diving into the workforce to wrapping up education and exploring job opportunities. It’s a pivotal time filled with opportunities for growth, personally and professionally.
While everyone is different, there are some important goals to aim for in your twenties that can help set you up for success in the future. We’ll talk about developing professional habits, managing your finances, and positioning yourself for career success.
1. Develop Professional Habits:
Your twenties are an ideal time for building the foundation of your career. Embrace habits like showing up on time, approaching tasks with a “whatever it takes” attitude, and consistently exceeding expectations. These habits can shape your professional reputation and lay the groundwork for long-term success.
2. Develop Good Financial Habits:
In your early twenties, financial literacy can be your greatest asset. Start by building an emergency fund – aim for having enough to cover at least three to six months of living expenses in case of unexpected financial storms.
Additionally, work to pay off any debt, particularly student loans for those who have them, and consider taking some calculated financial risks. Taking big risks early in life before having future responsibilities such as a spouse, children etc. make the consequences of a mistake far less severe. This is the time to learn and grow.
3. Position Yourself for Career Success:
Financial planning in your twenties is about creating a platform for future success. Starting on a path towards financial success involves developing your career path. It is key to understand that career success involves more than simply excelling at tasks. Learning soft skills such as building connections to grow your network, seeking out mentors, and taking opportunities to develop your skills play a large role in career growth. View your twenties as the launching pad of your career trajectory and make every move count!
From forming strong professional habits to making sound financial decisions, your twenties are about laying the groundwork for a successful future. Embrace the journey, learn from the ups and downs, and seize every opportunity that comes your way. Best of luck to those in this very exciting period of life!
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Marshall Clay CFP, J.D., is a Partner and Senior Advisor at The Welch Group, LLC, specializing in providing Fee-Only investment management and financial advice to families throughout the United States. Marshall is a graduate of the United States Military Academy in West Point, New York, the Cumberland School of Law in Birmingham, Alabama, and is a CERTIFIED FINANCIAL PLANNER™. In addition, Marshall is a frequent guest on local television stations as an expert on various financial planning matters.
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