Year: 2016

It’s unfathomable that I’d be writing an article on how to protect yourself from your own bank.  Recently Wells Fargo made headlines for being fined $185 million because over 5,000 employees opened millions of fraudulent bank accounts without the consent of their customers.  In addition, these employees opened over 500,000 credit card accounts without customer […]

I’m often amazed at how much people inadvertently overpay for their insurance.  In a way, it’s not too surprising since most insurance is complicated and figuring out how to get appropriate coverage at a fair price can be like solving the Rubik’s Cube puzzle.  But if you get it right, you can save literally thousands […]

Since the Great Recession in 2008- 2009, stocks have risen about 160%, widely out-performing bonds.  In reaction to the Great Recession, the Federal Reserve reduced interest rates to near zero with the goal of re-starting a falling economy.  As a result, bond interest rates have hovered near decades-long lows for the last five-plus years.  Today, […]

As eighty million Baby Boomers move into retirement, many will find that their retirement savings when combined with Social Security will fall significantly short of providing for their retirement income needs.  If this is you or someone you know, what are the best financial moves to help solve the problem? Certainly one of the best […]