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The Welch Group
Stewart Welch, CFP

Welch Group founder and managing partner Stewart Welch III, AEP, CFP® and other firm partners provide a weekly financial column for AL.com via The Birmingham News. All of the AL.com columns are archived here for your reading pleasure. Mr. Welch has co-authored numerous books and regularly appears on various TV and radio shows including FOX 6 (Birmingham, AL), CNN (NY), Fox News Network (NY), CNBC (NJ), and is often quoted in national press including The Wall Street Journal, Fortune, Money and TheStreet.com.

If you have a financial question to be answered in the weekly column, fill out this form. Consult your own professional legal, tax or financial advisor before acting upon this advice.

Social Security Privatization-Boon or Bust?

  One of President Bush’s most significant initiatives for his remaining administration is to create private investment accounts for a portion of your Social Security contributions (withholdings).   The immediate problem with this concept is that the money workers would divert to these private accounts is currently being used to pay current Social Security retirees.  In […]

Plan for Success in 2005

  With 2004 behind us, most people are taking a breather as they decide how to handle the holiday bills that are just now arriving in the mail.  While it’s easy not to plan ahead for this year, planning now can produce some big benefits.  Here’s what you should consider:   ·        Change your retirement […]

How Rising Interest Rates will affect Your Pocketbook

  By summer of last year interest rates had fallen to 45-year lows, sparking one of the greatest booms in real estate in recent history.  In June of 2004, the Federal Reserve, led by Chairman Alan Greenspan, reversed this trend by raising interest rates for the first time in several years.  Since then, the Federal […]

How Rising Interest Rates will affect Your Pocketbook

“How Rising Interest Rates will affect Your Pocketbook” 1/15/05   By summer of last year interest rates had fallen to 45-year lows, sparking one of the greatest booms in real estate in recent history.  In June of 2004, the Federal Reserve, led by Chairman Alan Greenspan, reversed this trend by raising interest rates for the […]

Market Outlook – Part II

  In last week’s column, I discussed the impact of the Republican domination of the 2004 elections would have on the economy and bond markets for 2005.  For this week, let’s look at your best options for stock market investing for the coming year.   In last year’s market forecast, I highlighted three areas: dividend […]

Market Outlook- Part II

In last week’s column, I discussed the impact of the Republican domination of the 2004 elections would have on the economy and bond markets for 2005. For this week, let’s look at your best options for stock market investing for the coming year. In last year’s market forecast, I highlighted three areas: dividend paying stocks […]

Market Outlook-Part I

2004 turned out to be a rather strange year for the stock market. The U.S. stock market was stuck in a sideways pattern with a slightly negative bias due to a number of factors including the uncertainty of the outcome of the presidential elections. Senator Kerry and President Bush offered very different strategies for our […]