The Welch Group
Stewart Welch, CFP

Welch Group founder and managing partner Stewart Welch III, AEP, CFP® and other firm partners provide a weekly financial column for AL.com via The Birmingham News. All of the AL.com columns are archived here for your reading pleasure. Mr. Welch has co-authored numerous books and regularly appears on various TV and radio shows including FOX 6 (Birmingham, AL), CNN (NY), Fox News Network (NY), CNBC (NJ), and is often quoted in national press including The Wall Street Journal, Fortune, Money and TheStreet.com.

If you have a financial question to be answered in the weekly column, fill out this form. Consult your own professional legal, tax or financial advisor before acting upon this advice.

100 Rules of Success: Be Younger by Tomorrow- Part 3

What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”. Over the past few weeks, we focused on how you can create success in the area of health by eating healthy using a simple eating plan and improve your heart health with an efficient […]

Goals for the New Year

Few of us take the time to stop and take stock of our lives but if you take a moment to reflect, you will find that you, in fact, accomplished quite a lot this past year. But did you achieve your full potential?  Like many people, you probably have not.  It’s likely that your full […]

Trump Tax Plan: What You Need to Do Right Now

Well, they did it.  The Republicans (alone) passed the most comprehensive rewrite of the income tax code in thirty years (waiting on President Trump to sign into law).  With very little time left in this tax year, here are the things you should consider doing before year-end in order to take full advantage of the […]

100 Rules of Success: Be Younger by Tomorrow

What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”.  SUCCESS IN HEALTH  “A man with good health is a man of 1,000 dreams; A man with poor health is a man with but one dream”. Success is not all about money.  Think back […]

What’s Best: Roth or Traditional IRA?

I am often asked which is the smarter investment, a Traditional IRA or a ROTH IRA?  As with so many things, the answer is, “It depends”. In making your decision, let’s look at several key differences in the two retirement plans:  Tax benefits.  One of the primary benefits of investing in a Traditional IRA is […]

Smart Giving for Savvy Money Strategists

As we move into the holiday season we also move into that time of year when a lot of people make gifts to their favorite charities and religious organizations.  Many people simply write a check but there may be a better way to give.  Consider these easy and smart strategies: Smart Giving Strategy #1 The […]

100 Rules of Success: Control Your Money

What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”.  SUCCESS IN PERSONAL FINANCES  RULE:  Control Your Money Most of us never had a personal finance class in high school or college nor were we taught about money by our parents.  In fact, much […]

Medicare – What You Must Do Right Now

If you are on Medicare, you are facing a quickly approaching deadline and making changes could save you thousands of dollars. My partner, Kimberly Reynolds, MS, CFP® gives tips on how to research and find the best plan for you in 2018. Stewart:  What is the deadline to make changes for 2018? Kimberly: Medicare open […]

100 Rules of Success: Be Your Word

What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”. RULE:  Be Your Word Trust is a fleeting asset; hard to earn, incredibly easy to lose, and once lost, it’s almost impossible to fully regain.  A few years ago, a friend and I invested […]

100 Rules of Success: Advice for New Employees (and Old)

What follows is the continuation of success habits that will become part of a book I’m writing, “100 Rules of Success”. RULE:  Lights On; Lights Off Do you remember the movie, ‘The Karate Kid’?  One of the most memorable scenes was when master martial artist, Mr. Miyagi, agrees to train Daniel in the art of […]