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The Welch Group

Help a Child Get a Better Education…for FREE

I was speaking with a mayoral candidate who wants to focus on improving education in the inner-city schools.  He said a high percentage of high school graduates scored less than 10% on math competency test.  And that’s just the tip of the iceberg.  A good education is the foundation for a better life and critical […]

Could the DOW Hit 25,000?

Should You Take an Early IRA Withdrawal?

DOW 25,000? Why Not?

In January of this year the Dow-Jones Industrial Average (DOW) crossed the historic 20,000 mark to much fanfare from Wall Street and the national media.  By traditional measures, and depending on who you listen to, the market today is either fully valued or overvalued.  The question I’m getting more often now is, “When are we […]

Should I Take an Early Withdrawal from My IRA?

Reader Question: My husband and I are in our mid-forties. I’ve been out of work since Oct 2015 and in November 2016 I taped into my IRA for $20,000. I’m still unemployed and in need of money for home improvements.  Will it be wise to get another $10,000 out of my IRA for my home? […]

Financial Decisions for College Students

5 Traits of Wealth Accumulators

In my company, our advisors work with hundreds of multimillionaires.   A few inherited their wealth and are taking a disciplined approach to managing and growing their wealth, but most created their millions through their own ingenuity.  When you’ve been doing this work for decades, you begin to notice things…that these highly successful people have certain […]

Money Tips for College Students

College Student? Do This!

I want to encourage all college students (and their parents) to give considerable thought about how your choices now will impact your future.  Look into your crystal ball at the time of graduation; then five years later; then ten years later…and do it from a financial perspective based on the major you’ve chosen (or are […]

Six Rules of Successful Investing