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The Welch Group

“The Greatest Gifts Really Are Free”

Friendship, love, a caring smile…are among the greatest free gifts we can give.  What is truly rare is being able to give the gift of a better education to a young child who desperately wants the best education possible. And while it does cost money, it cost you nothing.  Here to explain is my partner, […]

Year-end Tax Planning: Trump Style

“I Can Predict Your Financial Future”

After thirty-something years working with people and their finances, I have developed an ability to predict their financial future…usually after as little as a five-minute visit.  I can even do it if I’ve never met you.  Here are my predictions for your success in 2017: I predict… that if you create financial goals for 2017, […]

Healthcare Directives

“Year-End Tax Planning- Trump Style”

The surprise election of Donald Trump has turned year-end income tax planning on its ear.  Virtually everyone assumed that Hillary would win the election and she promised higher taxes on the highest income earners while trimming deductions.  With Trump, the focus is on lower taxes in 2017 and this opens tax strategies you should consider […]

“What Your Doctor Won’t Tell You”

Reader Question:  My husband and I both had living wills witnessed and signed by friends in 1994. Are these still acceptable (our friends have moved from the address shown on the forms) or should we re-do them with new witnesses?  C.H. Answer:  These documents may be fine but I’d strongly recommend that you update them […]

Co-Signing on a Loan

“Co-Signing a Loan? Beware!”

I can think of lots of reasons you might want to help out a family member or friend by co-signing on a loan for their behalf.  For a child, it might be a car loan, bank loan, credit card application, student loan or home mortgage.  For a friend, it might be a loan to consolidate […]

Make Money Like Trump

No Debt for Christmas